Personal Insurance

We will write Stand Alone Policies as well.


From Jeep to Heap our highly trained staff can offer you the best automobile insurance.

Discounts to protect your budget!

Baughan saves you money by providing discounts for the following:

  • Multi-policy (auto & home)
  • Multi-vehicle discount
  • Cascading discounts depending on your experience and driving record
  • Accident Forgiveness; your premium will be protected after your first accident depending on your driving record.

Budget minded:

  • We offer monthly payments plans along with 2-3 split payment plans.

Claims service:

  • We are here for you in the event of a claim.


We will take care of all your property needs from the City to Town to the Lake.

  • Home Insurance
  • Farm & Acreage Insurance
  • Condo & Renters Insurance
  • Rented Dwelling Insurance
  • Mobile Home Insurance
  • Seasonal cottage insurance


Better coverage for your Classics at a price you can afford.  We offer Classic car insurance with rates that go along with how few kilometers you put on these Classics and how well they are pampered! We have valuation tools with VIN details and decoder, model history that may include specs, standard equipment and number produced.  Historic values for class truck, motorcycle and cars over time.

Do you qualify for Class Car insurance? In order to qualify for our Agreed Value Classic car insurance, you must meet the following requirements:

  • Flexible usage
  • Storage
  • Driver eligibility
  • Regular Use vehicles


We can insure your cabin, cottage or camp or whatever you may call it.  Your piece of paradise can be insured depending on how you use it, all year round or seasonally. We can cover it various ways depending on the use of your seasonal property. You can include vandalism, theft, damage by bears, snowload/ice damming, glass breakage.  We will insure your contents, sheds and liability on the property.


We offer Standard bike or off-road type, touring bikes, Ninja’s or scooters, we can offer you coverage that is affordable and complete.  We will also write stand-alone policies.  We offer physical damage for newer motorcycles.  There are discounts for more experienced and claims free drivers.  The type of motorcycle and the age and experience you have define your insurance premiums for motorcycles.  We also offer special endorsements to fulfill your needs on your motorcycle insurance.  If you cancel in the fall you will not see a return in your premium as a motorcycle policy earns all of it’s premium in the summer months.


We sell all the Travel Insurance products that you require.  Emergency medical, Seniors Emergency medical, Trip cancellation, Visitors to Canada, Cruise Insurance, Youth Emergency Medical for students or hockey players abroad, Air flight accident, Baggage, Rental vehicle damage protection, Worldwide plan, Multi-trip annual plans for 15 or 30 days duration.  Pre-existing condition clauses may prevent you from purchasing emergency medical insurance.  If you are unsure of your medical history, you should ask your doctor.


We insure most classes of boats including runabouts, wakeboats, In Board/Out board, Fishing, sailing, pontoons, Jet skis.  Boating is a great way to enjoy the great outdoors.  Fishing with friends, recreation boating, water skiing.

When you are boating you need to have peace of mind that you are properly insured for watercraft liability, damage to your hull, accessories, trailer and equipment.

We will explain the different coverages you will be covered for such as:

Hull, Auxiliary motor, Personal Property, Emergency towing, Pollution/Spill Liability, Emergency towing and salvage, Accidental Death, Loss of Use, Trailer, uninsured boater and others.

Online payments for Insurance

Pay your Insurance Online Through Baughan Agencies Ltd. Baughan Insurance has links to insurance companies we work with to make it easy for you to pay. Just click on the icon for the company your policy was issued with to get started. You will be redirected to the company’s secure online payment page.